The HEI: A Home Equity Alternative

Thousands of homeowners and Real Estate Investors are choosing Home Equity Investment (HEI), a new solution created for homeowners who want to unlock their home equity without being locked into a loan.

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Home Equity Investment Program is an innovative solution for today’s homeowners and investors, who may want to unlock part of their home equity for such uses as home improvement, building an ADU, consolidating debt, or buying another home.

How does it work?

The Home Equity Investment (HEI) solution allows both Homeowners and Real Estate Investors to get cash flowing with quick access to their equity with no monthly payment, no interest, and no penalty for 30- years. This is not like a Reverse Mortgage rather a real alternative in Real Estate Home Equity solution. HEI is an amazing partnership relationship opportunity with you for the future change in the value of your property. If your home value rises, you share the gains when you sell or refinance within 30 years, and If your home value declines the loss will be shared as well. This allows Homeowners and Real Estate Investors to transform their equity into cash that satisfies a short or long term financial need or goal without increasing their monthly obligation.

Who is it good for?

Many choose the HEI due to the financial flexibility it provides. This makes a huge difference for people eliminating debt, covering large expenses, or pursuing an investment opportunity. Others have inconsistent income and use the funds to smooth out a period of unpredictable cashflow. Lastly, the HEI is also a favorite among those who think the property market is at a peak and want to “hedge” the market.

Qualify easier, process faster

The process allows you to complete everything easily online. You can get pre-approved the same day and funded in weeks. The eligibility criteria for the HEI are less strict than those for traditional home equity loans. Homeowners with lower credit scores or higher debts who do not qualify for traditional HELOCs and home equity loans may qualify for HEI.

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